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Tip 1

Save - Start on the right path by learning how to spend less than you make.
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Tip 2

Pay Yourself First - take an amount out of each paycheck and put it in a savings account.
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Tip 3

Big Purchases - save the money first to avoid credit card debt.
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Big Purchases Tools

Plan the Payment

You want it, now can you afford it? This tool helps you to figure that out. All you need is the price, what you can put down initially and any discounts. Input these few items and the tool will tell you how much you will need to finance via a payment plan. Afterwards you can play with different interest rate possibilities on the loan as well as different term lengths to find one that works for you. This way you can walk in with confidence when going to buy your desired item.

What can I afford?

You know you can pay a certain amount each month for something you really want. Use this tool to figure out how much you can spend with that amount in mind. You can play with the length of the term, interest rate and desired payment. Work the numbers and enter the store with confidence to get the item you want.

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